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Title: Making a Budget
Category: Financial Literacy
Description:

Does it makes sense to create and live within a budget when you don’t have a lot of money?  Tell me what you think about this question.  Does it make sense to you??  Why or why not...


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Comment Posted by: Sam Ayres at 12:40:42 PM on 03/30/2009


It makes sense to create a budget when you don't have a lot of money. You may make more money in the future and need to handle that.

Comment Posted by: Jacob Church at 10:35:48 AM on 03/30/2009



---- Original Message ----
Its a good idea to create a budget so you can see what you are putting your money to. This will help prevent money lost to things that money shouldn't be spent on. The budget will help you save money too.


Comment Posted by: cassy schoener at 10:26:46 AM on 03/20/2009


it makes perfect sense when you dont have alot of money to make a budget, because you would wanna know where the little bit of money you do have is going and to make sure it is paying for stuff that you really need to live.

Comment Posted by: alyssa buckley at 10:23:28 AM on 03/17/2009



---- Original Message ----
to me it does make sense to create and live within a budget when you dont have alot of money because of the fact you dont have alot of money a budget will help you make smart thoughts about what you should and shouldnt do with your money.


Comment Posted by: mike at 10:33:38 AM on 03/13/2009



---- Original Message ----
yes it does make sense to live within a budget when you dont have alot of money. You need to save your money so you have it when you need it. Find things to do that you dont need money to them.


Comment Posted by: Kristin Hughner at 10:44:42 AM on 03/06/2009


I think living and creating a budget is a great and resourceful idea. It is a reasonable way to keep track of income and your expenses. This way you do not forget the amounts of money that you spend and recieve. I think this a great way to keep my finaces straight, and I am going to try to use this skill when I am in college. Also, when you are short on cash, this could be a great way to keep a record, of your allowance for money. This would be an excellent way to make you sure you are not overspending, which is hard to keep track of mentally.

Comment Posted by: Tim King at 10:43:16 AM on 03/06/2009


It makes a lot of sense because if you do not have a lot of money you need to budget so that you can get things that you really need liek food and payments for phones and cars so yes it does make a lot of sense to budget when you have little money

Comment Posted by: justin at 10:38:54 AM on 03/06/2009



---- Original Message ----
it kinda does make sense because you want a budget so you have money to have fun time with


Comment Posted by: Brianne <3 at 10:34:54 AM on 03/06/2009


Yes, because if you don't get a lot of money and you spend it reasonablly then the amount you have will increase. Then when the amount increases and your in the habit of a spending plan, you can use it to save the amount you have gotten.

Comment Posted by: matt l. at 10:30:55 AM on 03/06/2009



---- Original Message ----
i think it would make sense to live within a budget even if you dont have a lot of money because then you will be spending the little bit of money you do have more wisely.


Comment Posted by: Casey Kellogg at 10:25:59 AM on 03/06/2009



---- Original Message ----
This makes alot of sense because if you dont have alot of money then you want to make a budget because you would be able to save the money easier. If I had a choice I would make a budget if I had little pay.

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