PERSONAL FINANCE OUTLINE & EXPECTATIONS
On this page, you will find the course outline and student expectations information.  Please feel free to contact me at 564-9955 x3227 or jmccoy-woods@newfieldschools.org if you have any questions.
 
 
PERSONAL FINANCE
MRS. McCOY-WOODS
COURSE OUTLINE
FALL 2009
 
I.                   Goal Setting
II.                Budgeting
III.            Paychecks
a.       W-4
b.       W-2
c.       1040-EZ
d.       Income Taxes
IV.               Banking
a.       Banks vs. Credit Unions
b.       Choosing a bank
c.       Savings & Checking accounts
d.       Maintaining a checkbook
e.       On-line banking
f.       ID Theft
V.                   Purchasing & owning a car
VI.               Credit
a.       Establishing & using
b.       Maintaining good credit
VII.            Investing
 
 
 

EXPECTATIONS & GUIDELINES

PERSONAL FINANCE

MRS. McCOY-WOODS

 

BASIC EXPECTATIONS
  • BE ON TIME
  • BE PREPARED
    • Pen, pencil
    • Calculator
    • Notebook
    • Workbook
    • Homework
  • PARTICIPATE
  • CELL PHONES or MUSIC DEVICES OF ANY KIND WILL NOT BE TOLERATED.  I don’t want to SEE or HEAR them.

 

LATE TO CLASS….The overall expectation is that you WILL BE on time

  • If you are late, HAVE A PASS
  • Excessive late w/o a pass = lunch detention
  • I reserve the right to determine what “excessive” means
  • I reserve the right to take passes as well.

 

PASSES:

  • YOU MAY NOT LEAVE THE ROOM WITHOUT A PASSBOOK
  • PLEASE DO NOT INTERRUPT A LESSON TO ASK TO LEAVE THE ROOM
  • IF IT IS AN EMERGENCY (I.E. YOU ARE GOING TO BE SICK) YOU MAY LEAVE WITHOUT PERMISSION! 

 

INAPPROPRIATE LANGUAGE/GENERAL BEHAVIOR

  • . Cursing, foul language, and inappropriate behavior will NOT be tolerated

 

HOMEWORK & CLASS WORK

  • Due on date given
    • We will go over it, if you don’t hand it in, there is NO chance to make it up and you will receive a ZERO.  This will affect your grade.
  • Many assignments will be completed in class. 

 

 PROJECTS

  • LATE = HANDED IN AFTER THEY HAVE BEEN COLLECTED
  • LATE PROJECT = 25 PT. Deduction, beginning the period they are collected.
    • Maximum grade is 75 from the time collected thru 3:00 the next day
    • Maximum grade is 50 thru 3:00 the 2nd day
    • Maximum grade is 25 thru 3:00 the 3rd day

 

 

ATTENDANCE

  • It is YOUR RESPONSIBILITY TO GET YOUR WORK AFTER AN ABSENCE………..I WILL NOT SEEK YOU OUT
  • If you haven’t made up the work, INCLUDING QUIZZES AND TESTS,WITHIN 3 DAYS of your return, you will receive a  ZERO!  Extended absences will be allowed more time for make ups.

·         Sometimes it is difficult to “re-create” the class work.  You may be given an alternate assignment to take the place of the one the class did.  For example, if you miss a group activity, you will be given an alternate assignment that covers the same material. 

 

TESTS & QUIZZES

Will be given regularly.  Quizzes may be given unannounced.  Tests will be given at the end of units.  The absence policy must be followed for making up tests & quizzes.

 

GRADING

On time quizzes                                                10%

Homework & Class work                                    15%

Projects                                                           25%

Quizzes                                                            20%

Tests                                                                30%

 

EXTRA CREDIT

Any extra credit assignment points will be added to the CLASS WORK & HOMEWORK points.

 

SUPPLIES:

  • 3 ring binder & folder
  • paper for note taking
  • calculator
  • pen/pencil